The SFBs paradox: A unilateral success story : Dr. M. S. Sriram

Dr. M. S. Sriram, Professor of Public Policy at IIMB, launched his new column in Business Standard, revisiting the promise of Small Finance Banks a decade after their launch.

In this first piece, ‘Have SFBs really provided the breakthrough they were intended for?’, he argues that while SFBs have demonstrated resilience and solvency, the bigger question of whether they have meaningfully advanced financial inclusion, especially on savings, household deposits, and women’s inclusion, remains.