“We fought hard to ensure that we don’t enable greed with Zerodha,” says co-founder and CEO Nithin Kamath

It took 15 years for Nithin Kamath, co-founder and CEO of Zerodha & Rainmatter, to get “lucky”. At an exclusive fireside chat, on 25^th February 2025, hosted by the Centre for Capital Markets and Risk Assessment (CCMRM) and NetWorth, the student-run finance club at IIM Bangalore, Nithin offered an unfiltered account of his company’s rise, its ethos, and the tectonic shifts reshaping India’s financial markets. The conversation with Dr. Venkatesh Panchapagesan, Finance and Accounting area spanned Zerodha’s 15-year journey as a bootstrapped outlier, its philosophy of customer-first investing, and exercising restraint and regulatory foresight in a sector that is notorious for blitzscaling.